:root{--ink:#15171c;--muted:#5f6672;--paper:#fbfaf7;--card:#fff;--gold:#b78b3f;--navy:#17253d;--line:#e8e2d8;--soft:#f2eee6;--max:1120px}
*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.68}
a{color:#274c77}a:hover{color:#17253d}.wrap{max-width:var(--max);margin:auto;padding:0 24px}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:72px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:800;letter-spacing:-.02em}.mark{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-family:Georgia,serif}.navlinks{display:flex;gap:18px;flex-wrap:wrap}.navlinks a{text-decoration:none;color:#39404b;font-size:.94rem}
.hero{padding:78px 0 58px;background:linear-gradient(135deg,#17253d 0%,#243958 68%,#6f5936 140%);color:#fff}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:800;color:#d7b873}.hero h1,.article h1{font-family:Georgia,serif;letter-spacing:-.035em;line-height:1.05;margin:.25em 0}.hero h1{font-size:clamp(2.7rem,6vw,5.4rem);max-width:850px}.hero p{max-width:720px;font-size:1.18rem;color:#e3e7ed}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-block;padding:13px 18px;border-radius:8px;background:var(--gold);color:#15171c!important;text-decoration:none;font-weight:800}.btn.secondary{background:#fff;color:var(--navy)!important}.section{padding:56px 0}.section h2,.article h2{font-family:Georgia,serif;letter-spacing:-.025em}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px}.card h3{margin-top:0}.card a{text-decoration:none;font-weight:750}.kicker{font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:#876729;font-weight:800}
.article{max-width:820px;margin:auto;padding:54px 24px 80px}.article h1{font-size:clamp(2.4rem,5vw,4.3rem)}.dek{font-size:1.2rem;color:var(--muted)}.note,.disclosure{border-left:4px solid var(--gold);background:var(--soft);padding:16px 18px;margin:26px 0}.toc{border:1px solid var(--line);background:#fff;padding:20px 24px;border-radius:12px}.toc a{text-decoration:none}.fact{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:24px 0}.fact div{background:#fff;border:1px solid var(--line);padding:16px;border-radius:10px}.fact strong{display:block}.cta{background:var(--navy);color:#fff;padding:28px;border-radius:14px;margin:32px 0}.cta p{color:#dce3ec}.cta .btn{margin-top:6px}.related{border-top:1px solid var(--line);margin-top:42px;padding-top:26px}.related ul{padding-left:20px}
footer{background:#111927;color:#cfd6df;padding:38px 0}.foot{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}.foot a{color:#fff}.small{font-size:.88rem;color:var(--muted)}
@media(max-width:800px){.nav{align-items:flex-start;padding:16px 0}.navlinks{display:none}.grid{grid-template-columns:1fr}.fact{grid-template-columns:1fr}.hero{padding-top:54px}}